Insurance for Your Business
As a business owner in California, the risks that you face are significant. Exposures can lead to costly claims that could threaten the future of your company. Luckily, at Crusberg Decker Insurance Services, Inc., we are invested in the success of your business and are committed to seeing your company thrive. To that end, our aim is to protect everything you’ve worked so hard for with proper insurance.
Insurance Isn’t Always Fun
We get it—insurance can feel like a major inconvenience. You’re often unsure if you are truly getting the best possible rates on your policies, and who knows if you really need all of those policies to begin with. Insurance is one of those things that can seem like a waste of money—until the day you really need it.
The truth is that the world of insurance can be mundane and confusing, and it is often the last thing that business owners feel like dealing with at the end of the day. The good news is that you don’t have to be passionate about insurance; we’ll do that for you.
The Coverage You Need
It is important to clearly understand where one type of insurance coverage ends and another type begins. Spaces in between different layers of coverage are called coverage gaps, and those gaps create exposures that leave you vulnerable to costly litigation. For example, a commercial general liability policy generally excludes liability claims surrounding the work you do and the products you create. So, if you were found negligent in a court of law for a professional service that you provided or for a product that you manufactured, you would be responsible to pay the court costs and the judgment amount. To mitigate such risks, it is important to fill those coverage gaps with professional liability and/or product liability coverage.
The Price You Want
Though large insurance carriers with big advertising budgets may have you believe differently, insurance is a competitive market. Our agency works with a wide variety of carriers to find you the policy with the lowest possible premium. We shop around so you don’t have to!
The insurance agents at Crusberg Decker Insurance Services, Inc. are here to help you determine what types of coverage your business needs. Our mission is not only to protect you, your employees and your assets, but to do so at a minimal cost. Contact our agency at 877.536.1250 to learn more or fill out the form on this page for a free quote.